I-mastodon

Play ikhefu Susa ukuthula Thulisa

Indlela Yakho Yokuthatha Umhlalaphansi Nge-Online Entrepreneurship

Ibhalwe ngu Mohsen in General, Ibhizinisi Lokuthengisa Ku-inthanethi, Ukuthuthukisa Ibhizinisi Eliku-inthanethi, Ibhizinisi le-Travel Club on July 28, 2024

Indlela yakho eya Umhlalaphansi

Izidingo Zebhizinisi Eziku-inthanethi

Ukuqala ibhizinisi eliku-inthanethi kuhilela izinyathelo ezimbalwa ezibalulekile kanye nezidingo. Nazi izici ezibalulekile okufanele uzicabangele:

Izidingo Zomthetho Nezokulawula

Isakhiwo Sebhizinisi: Nquma ngesakhiwo esisemthethweni sebhizinisi lakho (isb., ubunikazi bodwa, ubambiswano, i-LLC, inhlangano).

Ukubhaliswa Kwegama Lebhizinisi: Khetha futhi ubhalise igama lebhizinisi lakho.

Amalayisense nezimvume: Thola amalayisensi adingekayo kanye nezimvume eziqondene nemboni yakho nendawo.

Inombolo Kamazisi Yentela: Faka isicelo seNombolo Yokuhlonza Umqashi (EIN) kwa-IRS uma use-US.

Ukuhambisana Nemithetho: Qinisekisa ukuthi ibhizinisi lakho lithobela imithetho eqondene nomkhakha kanye nemithetho yobumfihlo yedatha (isb., GDPR, CCPA).

Izidingo zezezimali

I-Akhawunti Yasebhange Lebhizinisi: Vula i-akhawunti yasebhange yebhizinisi ehlukile ukuze uphathe ezezimali.

Ukubalwa kwezimali kanye nokugcinwa kwamabhuku: Setha uhlelo lokulandelela imali engenayo, izindleko, nezintela. Cabangela ukusebenzisa isofthiwe yokubala.

Izimali: Nquma ukuthi uzoxhasa kanjani ibhizinisi lakho (isb., ukonga komuntu siqu, imalimboleko, abatshalizimali).

Iwebhusayithi kanye Nobukhona Ku-inthanethi

Igama lesizinda: Khetha futhi ubhalise igama lesizinda.

Web Hosting: Khetha umhlinzeki wokusingatha iwebhu.

I-Website Design and Development: Dala iwebhusayithi yochwepheshe. Cabanga ukusebenzisa amapulatifomu afana ne-WordPress, Shopify, noma ukuthuthukiswa ngokwezifiso.

I-E-commerce Platform: Uma uthengisa imikhiqizo ku-inthanethi, khetha inkundla ye-e-commerce (isb, Shopify, WooCommerce).

SEO kanye Online Marketing: Lungiselela iwebhusayithi yakho ukuze uthole izinjini zokusesha futhi uhlele isu lakho lokumaketha ku-inthanethi, okuhlanganisa inkundla yezokuxhumana, ukumaketha nge-imeyili, nokumaketha okuqukethwe.

Imikhiqizo Nemisebenzi

Ukukhethwa Komkhiqizo/Isevisi: Nquma ukuthi yimiphi imikhiqizo noma amasevisi ozowahlinzeka.

Suppliers kanye Inventory: Khomba abahlinzeki futhi uphathe i-inventory.

Isu lentengo: Yakha isu lentengo elihlanganisa izindleko futhi liqondanise nokulindelwe yimakethe.

Operations

Ukugcwaliseka kwe-oda: Setha isistimu yokucubungula ama-oda, ukuthumela, nokuphatha izimbuyiselo.

Insizakalo yekhasimende: Yakha uhlelo lwesevisi yamakhasimende nokusekelwa, okuhlanganisa ukuphatha imibuzo nezikhalo.

Ubuchwepheshe Namathuluzi

Ukucubungula Ukukhokha: Khetha isango lokukhokha (isb, i-PayPal, i-Stripe) ukuze wamukele izinkokhelo ze-inthanethi.

Security: Sebenzisa izinyathelo zokuphepha ukuze uvikele idatha yekhasimende, njengezitifiketi ze-SSL nokubethelwa kwedatha.

Ama-Analytics: Sebenzisa amathuluzi okuhlaziya ukulandelela ithrafikhi yewebhusayithi, ukuthengisa, nokuziphatha kwamakhasimende.

Ukumaketha nokuthengisa

zokuphawula: Yakha ubuwena bebhrendi obuqinile, okuhlanganisa ilogo, imibala, kanye nemiyalezo.

Ukukhangisa: Hlela futhi wenze imikhankaso yokukhangisa (isb, Izikhangiso ze-Google, Izikhangiso ze-Facebook).

Iziteshi zokuthengisa: Cabangela iziteshi eziningi zokuthengisa, njengezimakethe (isb, i-Amazon, i-eBay), inkundla yezokuxhumana, kanye newebhusayithi yakho.

Ukuphathwa Kwobudlelwane Nabathengi (CRM)

Uhlelo lwe-CRM: Sebenzisa isistimu ye-CRM ukuze uphathe ukusebenzisana kwamakhasimende nedatha.

imeyili Marketing: Yakha uhlu lwe-imeyili futhi usebenzise ukumaketha kwe-imeyili ukuze uhlanganyele namakhasimende.

Ngcono okuqhubekayo

Impendulo kanye nokubuyekeza: Qoqa futhi uhlaziye impendulo yekhasimende nezibuyekezo ukuze uthuthukise imikhiqizo namasevisi.

Ukuzijwayeza kanye Nokukhula: Zilungiselele ukuvumelanisa imodeli yebhizinisi lakho namasu ngokususelwe kumathrendi emakethe nedatha yokusebenza.

Lezi zinyathelo zinikeza umbono ophelele wezidingo ezibalulekile zokuqala nokusebenzisa ibhizinisi eliphumelelayo le-inthanethi.

Umhlalaphansi Webhizinisi Eliku-inthanethi

Ukuthatha umhlalaphansi ebhizinisini eliku-inthanethi kubandakanya ukucatshangelwa kanye nezinyathelo ezimbalwa zokuqinisekisa uguquko olushelelayo nokuphepha kwezezimali. Nawu umhlahlandlela ophelele wokuthatha umhlalaphansi kwebhizinisi ku-inthanethi:

Ukuhlela Kwezezimali

Imali Yomhlalaphansi: Qinisekisa ukuthi unokulondoloza imali eyanele yomhlalaphansi kuma-akhawunti afana ne-IRAs, 401(k)s, noma ezinye izinhlelo zokuthatha umhlalaphansi.

diversification: Hlanganisa ukutshalwa kwezimali kwakho ukuze unciphise ubungozi futhi ukhuphule ukuzinza kweholo lakho lomhlalaphansi.

Imali engenayo: Hlela izindlela eziningi zemali engenayo, okuhlanganisa Ukuvikeleka Komphakathi, izimpesheni, ukutshalwa kwezimali, kanye nemali engenayo engase ibe khona ngokuthengiswa kwebhizinisi lakho.

Ukulinganiswa Kwebhizinisi Nokuthengiswa

Inani Lezamabhizinisi: Thola ukulinganisa okuphrofeshinali kwebhizinisi lakho eliku-inthanethi ukuze uthole ukufaneleka kwalo.

Phuma Isu: Yakha isu lokuphuma, kungakhathaliseki ukuthi libandakanya ukuthengisa ibhizinisi, ukulidlulisela kulungu lomndeni, noma ukulihlanganisa nenye inkampani.

Abathengi Abangahle: Khomba abangaba abathengi, okungase kuhlanganise izimbangi, abatshalizimali, noma abasebenzi.

Ukucatshangelwa Kwezomthetho Nentela

Isakhiwo Sezomthetho: Buyekeza ukwakheka okusemthethweni kwebhizinisi lakho futhi wenze noma yiziphi izinguquko ezidingekayo zokudayiswa noma ukudluliswa.

Imiphumela Yentela: Qonda imithelela yentela yokuthengisa ibhizinisi lakho, okuhlanganisa intela yenzuzo enkulu kanye nokubanjwa okungenzeka.

Ukuhlelwa kwezindlu: Faka ibhizinisi lakho ekuhlelweni kwefa lakho ukuze uqinisekise ukudluliswa kwempahla ngendlela efanele.

Uhlelo Loshintsho

Ukuhlela Ngokulandelana: Uma udlulisela ibhizinisi kulungu lomndeni noma umsebenzi, dala uhlelo lokulandelana olunemininingwane.

Ukuqeqeshwa Nokunikezela: Nikeza ukuqeqeshwa nokwesekwa kumnikazi omusha noma ozolandela ukuze uqinisekise inguquko engenazihibe.

Ukuxhumana Kwamakhasimende: Yazisa amakhasimende akho namakhasimende mayelana noshintsho kubunikazi ukuze ugcine ukwethenjwa nokwethembeka.

Ukucatshangelwa Komuntu Siqu

Ukulungiswa Kwendlela Yokuphila: Hlela ukuthi uzosichitha kanjani isikhathi sakho sokuthatha umhlalaphansi futhi ujwayelane nendlela entsha yokuphila.

Ukunakekela impilo: Qinisekisa ukuthi unokunakekelwa kwezempilo okwanele, okuhlanganisa i-Medicare noma umshwalense wangasese.

Ukuphathwa kwezimali: Cabangela ukusebenza nomeluleki wezezimali ukuze ulawule izikhwama zakho zomhlalaphansi futhi uqinisekise ukuvikeleka ngokwezimali kwesikhathi eside.

Ukuzibandakanya Kwangemva Kokuthatha Umhlalaphansi

Consulting: Cabangela ukunikeza izinsizakalo zokubonisana ukuze usebenzise ubuchwepheshe bakho futhi wenze imali eyengeziwe.

mentoring: Nikeza ukuqeqeshwa kosomabhizinisi abasha noma abanikazi bamabhizinisi embonini yakho.

Ubulungu Bebhodi: Joyina ibhodi yabaqondisi kwezinye izinkampani ukuze uhlale umatasa futhi unikele ngolwazi lwakho.

Ifa ledijithali

Izimpahla Zedijithali: Hlela ukuphathwa nokudluliswa kwezimpahla zedijithali, okuhlanganisa amagama wesizinda, ama-akhawunti enkundla yezokuxhumana, nama-akhawunti aku-inthanethi.

Okwenziwe ngenqondo: Qinisekisa ukuthi impahla yengqondo, njengezimpawu zokuhweba, amalungelo okushicilela, namalungelo obunikazi, kudluliselwa noma kulawulwa ngendlela efanele.

Ubukhona be-Inthanethi: Nquma ukuthi kuzokwenzekani ngobukhona bakho ku-inthanethi, okuhlanganisa amawebhusayithi, amabhulogi, namaphrofayela enkundla yezokuxhumana.

Ukubuyekeza okuqhubekayo

Ukungena Okujwayelekile: Buyekeza njalo uhlelo lwakho lokuthatha umhlalaphansi futhi wenze izinguquko njengoba kudingeka ngokusekelwe ezinguqukweni zesimo sakho sezezimali, impilo, kanye nemigomo yakho siqu.

Hlala Uyazi: Hlala unolwazi lwakamuva ngezinguquko emithethweni yentela, amathuba okutshala imali, namasu okuhlela omhlalaphansi.

Ngokubhekana nalezi zindawo ezibalulekile, ungakwazi ukuhlela ngempumelelo futhi ulawule ukuthatha kwakho umhlalaphansi ebhizinisini eliku-inthanethi, uqinisekise ukuphepha kwezezimali kanye noshintsho olungenazihibe.

Indlela Yakho Yokuthatha Umhlalaphansi ngohlelo lwethu oluqinisekisiwe

Qala uhambo lwakho lokuthatha umhlalaphansi ngokusebenzisa amabhizinisi aku-inthanethi namuhla! Ngethu uhlelo olufakazelwe, ungafinyelela inkululeko yezezimali in iminyaka 3-5. Zethu iqembu elinobungane ilapha ukuze ikuqondise zonke izinyathelo zendlela.

Kungani Usomabhizinisi Ku-inthanethi?

Ukuhweba nge-inthanethi isiphenduke indlela esebenzayo nedumile yokuzuza ukuzimela kwezezimali futhi umhlalaphansi ngaphambi kwesikhathi. Ukusebenzisa i-inthanethi ukudala nokukhulisa ibhizinisi kungahlinzeka Ukuguquguquka, ukukhubazeka, Futhi amandla okuthola imali okudingekayo ukuthatha umhlalaphansi ngokunethezeka. Ukwakha ibhizinisi eliphumelelayo ku-inthanethi kungenza imali engenayo eqhubekayo esekela izinhloso zakho zokuthatha umhlalaphansi.

Amapulatifomu kanye Nezinsizakalo

Izinkampani zihlinzeka ngamapulatifomu namasevisi angasiza indlela yokuthatha umhlalaphansi ngokusebenzisa amabhizinisi aku-inthanethi. Lezi zinkundla zinikeza amathuluzi ahlukahlukene nezinsiza zokukusiza ukuthi wakhe, uphathe, futhi ukhulise ibhizinisi lakho eliku-inthanethi. Kodwa-ke, kubalulekile ukuqaphela ukuthi izinkundla zezamabhizinisi eziku-inthanethi ngokuvamile azinikezi izinhlelo zendabuko zesinxephezelo zokuthatha umhlalaphansi. Kunalokho, basebenza njengabahlinzeki besevisi kubanikazi bamabhizinisi abazimele. Imali engenayo etholakala ngalezi zinkundla ingase isetshenziselwe ukukhokhela umhlalaphansi wakho, kodwa osomabhizinisi badinga ukulawula ukuhlela kwabo kokuthatha umhlalaphansi ngokuzimela. Izinkundla zezamabhizinisi eziku-inthanethi, njenge-Etsy, Shopify, kanye ne-Upwork, ngokuyinhloko zisebenza njengabahlinzeki besevisi abasiza ukusebenza kwebhizinisi kosomabhizinisi abazimele esikhundleni sabaqashi bendabuko. Lo mehluko unomthelela ohlotsheni lwezinzuzo ezihlanganisa nezinhlelo zokuthatha umhlalaphansi ezinikezwa yilezi zinkundla. Nansi incazelo enemininingwane enezibonelo:

Ubunjalo be-Online Entrepreneurship Platforms

Abahlinzeki Bezinsizakalo, Hhayi Abaqashi:

Incazelo: Lezi zinkundla zihlinzeka ngamathuluzi, amasevisi, nezimakethe ukuze abantu ngabanye baqhube amabhizinisi abo kodwa abaqashi laba bantu.

Isibonelo: I-Etsy ihlinzeka ngemakethe yezingcweti ukuze zithengise izinto zazo ezenziwe ngezandla, kodwa labo bathengisi bangabanikazi bamabhizinisi abazimele, hhayi abasebenzi be-Etsy.

Osonkontileka Abazimele:

Incazelo: Abasebenzisi balezi zinkundla ngokuvamile babhekwa njengosonkontileka abazimele noma abanikazi bamabhizinisi abaqhuba amabhizinisi abo.

Isibonelo: Ama-Freelancers ku-Upwork asebenzisa inkundla ukuthola nokuphatha amakhasimende, kodwa ahlala ezisebenza futhi anesibopho sezinzuzo zawo, okuhlanganisa nezinhlelo zokuthatha umhlalaphansi.

Isinxephezelo Sendabuko kanye Nezinhlelo Zokuthatha Umhlalaphansi

Ubudlelwano bomqashi nomsebenzi:

Incazelo: Isinxephezelo sendabuko kanye nezinhlelo zokuthatha umhlalaphansi zivame ukunikezwa abaqashi kubasebenzi babo njengengxenye yephakethe lokuqashwa.

Isibonelo: Inkampani efana ne-Google inikeza abasebenzi bayo izinzuzo ezifana ne-401(k) izinhlelo, umshuwalense wezempilo, nekhefu elikhokhelwayo ngoba banobudlelwano bomqashi nomsebenzi.

Ukuntuleka Kokuqashwa Okuqondile:

Incazelo: Njengoba izinkundla zamabhizinisi eziku-inthanethi zingaqashi abasebenzisi bazo ngokuqondile, azinikezi izinzuzo zokuqashwa ezivamile.

Isibonelo: I-Shopify inikeza ingqalasizinda kubanikazi bamabhizinisi ukudala izitolo eziku-inthanethi, kodwa ayiqashi abanikazi bezitolo ngakho ayibaniki izinzuzo zokuthatha umhlalaphansi.

Gxila Ekuhlinzekeni Amathuluzi Namasevisi

Amapulatifomu e-commerce:

Isibonelo: I-Shopify inikeza amathuluzi afana nokubamba iwebhusayithi, ukucubungula izinkokhelo, nokuphathwa kwempahla kubanikazi bezitolo abaku-inthanethi, kodwa ishiya isibopho sokuphatha izimali zebhizinisi nezinhlelo zokuthatha umhlalaphansi kubanikazi bezitolo ngokwabo.

Izimakethe Ezizimele:

Isibonelo: I-Upwork inikeza inkundla yabazimele ukuze baxhumane namakhasimende, baphathe ukuphathwa kwephrojekthi, futhi bacubungule izinkokhelo, kodwa abazimele kufanele baphathe ukuhlela kwabo kokuthatha umhlalaphansi nokonga.

Imithelela Kubanikazi Bamabhizinisi Abazimele

Izinzuzo Zokuzilawula:

Isibonelo: Umthengisi we-Etsy kufanele amise ama-akhawunti akhe omhlalaphansi, njenge-SEP IRA noma i-solo 401(k) njengoba i-Etsy inganikezi ngalezi zinzuzo.

Ukuvumelana nezimo kanye nokuzibophezela:

Isibonelo: Isisebenzi esizimele ku-Fiverr singakhetha ukuthi singayiphatha kanjani imali engenayo kanye nokonga imali yomhlalaphansi, kodwa lokhu futhi kusho ukuthi sinomthwalo wemfanelo ophelele wokuhlela nokuxhasa ngezimali umhlalaphansi wabo.

Isifinyezo

Izinkundla zamabhizinisi eziku-inthanethi zihlinzeka ngengqalasizinda, amathuluzi, kanye nezinsizakalo ezidingekayo ukuze abantu ngabanye baqhube amabhizinisi abo, kunokuba baqashe laba bantu ngokuqondile. Ngenxa yalokho, abanikezi isinxephezelo sendabuko kanye nezinhlelo zokuthatha umhlalaphansi. Esikhundleni salokho, abasebenzisi balezi nkundla kufanele baphathe ngokuzimela izinzuzo zabo kanye nokonga komhlalaphansi. Le modeli isekela ukuguquguquka nokuzimela kodwa idinga abanikazi bamabhizinisi ngabanye ukuthi bathwale umthwalo ogcwele wokuhlela izimali kanye nokuphepha komhlalaphansi.

Uhlelo Lwethu: Thola Inkululeko Yezezimali Eminyakeni engu-3-5

Eplatifomu yethu, ngemuva kweminyaka emi-3-5, ungaba nemali engenayo ezinzile yanyanga zonke engaba ngu-$5000 kuya ku-$6000.. Lokhu sikubiza njengohlelo lwethu lwesinxephezelo, esilubiza ngokuthi uhlelo lokuthatha umhlalaphansi. Le mali engenayo ingatholwa ngokunwetshwa kwebhizinisi noma ngaphandle kwalokho, okukunikeza inkululeko yokuzikhethela ukuthi ufuna ukuqhubeka nokusebenza kangakanani. Ungabe usalinda—qala ukwakha ibhizinisi lakho eliku-inthanethi manje futhi uvule indlela yokuthatha umhlalaphansi okuphephile nokunethezekile.

Indlela Yokuthatha Umhlalaphansi: Izinyathelo Eziya Empumelelweni

Isinyathelo 1: Thola i-Niche Yakho

Ukukhetha i-niche efanele kubalulekile empumelelweni yakho kwezamabhizinisi online. Nansi indlela yokwenza:

Passion Namakhono: Khetha i-niche ehambisana nezinto ozithakaselayo kanye nobuchule bakho.

Isidingo Semakethe: Qinisekisa isidingo esanele semikhiqizo noma amasevisi.

Ukuhlaziya Ukuncintisana: Hlola izinga lokuncintisana futhi ukhombe izikhala emakethe.

Isinyathelo sesi-2: Buyekeza Uhlelo Lwebhizinisi

Uhlelo lwebhizinisi oluqinile luwumhlahlandlela wakho oya empumelelweni. Kufanele ifake:

Ukuphakanyiswa kwexabiso: Chaza ukuthi yini eyenza ibhizinisi lakho lihluke.

Izilaleli ezibhekele: Khomba amakhasimende akho afanelekile.

Imodeli Yemali Engenayo: Nquma ukuthi uzoyenza kanjani imali (isb, ukuthengisa, ukubhalisa, izikhangiso).

Isu Lokukhangisa: Chaza ukuthi uzoheha futhi uwagcine kanjani amakhasimende.

Ukuqagela Kwezezimali: Linganisela izindleko, izindleko zokusebenza, namandla emali engenayo.

Isinyathelo sesi-3: Thuthukisa Ubukhona Bakho Ku-inthanethi

Ubukhona bakho ku-inthanethi bungaphambili kwesitolo sakho. Nansi indlela yokuyithuthukisa:

Domain: Khetha igama lesizinda kanye nesevisi yokubamba ethembekile

Iwebhusayithi Design: Sebenzisa amapulatifomu afana ne-WordPress, Shopify, noma i-Wix ukuze ubukeke kahle

SEO Ukusebenza: Lungiselela izinjini zokusesha ukuze ukhulise ukubonakala

Noma nje:

Domain: Khetha igama lesizinda

Khetha ifaneli yakho: Sebenzisa izinkundla zethu ukukhetha ukubukeka kochwepheshe

Ukudalwa kokuqukethwe:

ukubhuloga: Shicilela okuqukethwe njalo ukuze uhehe futhi ubandakanye izethameli zakho.

Noma nje:

Social Media: Sebenzisa amapulatifomu afana ne-Instagram, Facebook, ne-LinkedIn ukuze wakhe umkhiqizo wakho.

Landela ukuqeqeshwa: Funda ukuthi ungazikhomba kanjani izethameli zakho nokuthi uvumela kanjani abantu ukuthi bakuthole

Isinyathelo sesi-4: Ukuhlelwa Kwezimali Nokutshalwa Kwezimali

Phatha imali oyitholayo ngokuhlakanipha ukuze uqinisekise ukuthatha umhlalaphansi okuphephile:

Ukubhajetha: Landelela imali engenayo nezindleko ukuze ulawule ukuhamba kwemali.

Ukulondolozwa: Yabela ingxenye yemali etholwayo emalini yokonga noma yesimo esiphuthumayo

Ukubeka: Kala ingcebo yakho ngokusebenzisa ukutshalwa kwezimali okwengeziwe ebhizinisini lakho online

Ama-Akhawunti Wokuthatha Umhlalaphansi:

I-IRA/401(k): Thatha ithuba lama-akhawunti omhlalaphansi ukuze uthole izinzuzo zentela kanye nokukhula okuhlanganisiwe.

Isinyathelo sesi-5: Ukushintshela Emhlalaphansi

Hlela inguquko yakho ukuze uqinisekise ukusuka emsebenzini osebenzayo ukuya kumhlalaphansi:

Indlela Yezigaba: Yehlisa kancane kancane ukuzibandakanya ebhizinisini.

Imali engenayo: Gxila ekukhiqizeni izindlela ezingenayo ezingenasici.

Ukuhlela Ngokulandelana: Lungiselela ukudlulisa ubunikazi noma izibopho zokuphatha.

Izindlela Zokuphila:

Ibhalansi ye-Work-Life: Qinisekisa ukuthi ibhizinisi lakho likuvumela ukuthi ujabulele umhlalaphansi wakho.

Ukuhamba nokuzilibazisa: Hlela imisebenzi nendlela yokuphila oyifisayo ngemva kokuthatha umhlalaphansi.

Ukusekela Indlela Yakho Yokuthatha Umhlalaphansi

Inkundla yethu inikezela ngendawo ehlelekile nesekelayo ukukusiza ufinyelele izinjongo zakho zokuthatha umhlalaphansi. Sihlinzeka:

Ukuqeqeshwa Okuphelele: Funda ukungena nokuphuma kwezamabhizinisi online.

Ukuxhaswa Okuqhubekayo: Ithimba lethu likhona ukuze likusize kuzo zonke izinyathelo.

Ukufinyelela Komphakathi: Joyina umphakathi wosomabhizinisi abanomqondo ofanayo ukuze uthole inethiwekhi nokusekelwa.

Ukwakha ibhizinisi eliku-inthanethi kungaba yindlela enomvuzo yokuzimela ngokwezimali kanye nokuthatha umhlalaphansi ngaphambi kwesikhathi. Ngokukhetha ngokucophelela i-niche, ubuyekeze uhlelo lwebhizinisi oluqinile, uthuthukise ubukhona obuqinile be-inthanethi, uhlukanise ukusakazwa kwemali engenayo, nokuhlelela ikusasa, ungakwazi ukufeza izinhloso zakho zokuthatha umhlalaphansi ngokuhweba nge-inthanethi. Qala eyakho indlela eya kumhlalaphansi namuhla futhi sakhe ikusasa elivikelekile nelikhululekile ngesistimu yethu efakazelwe. Ungalindi—qala uhambo lwakho manje!

Amazwana zivaliwe.

iphutha: Okuqukethwe evikelwe !!